Crescent Wealth provides its members the opportunity to invest their Super based on their investment style and the level of risk and return they are comfortable with.

Investment options

Crescent Wealth Conservative

Description

Invests across all asset classes with the emphasis on income producing asset classes. This Investment Option is designed to be suitable for investors seeking a higher level of income investing for the medium term.

Investment Objective

To achieve an average net return after tax and investment costs equal or better than inflation plus 1.0% p.a. over rolling 3 year periods and limit the frequency of a negative return to 1 in 9 years.

Suggested Minimum Time Frame

Minimum 3 years

Target Allocation†

25% Growth Assets

75% Defensive Assets

Risk Level

Medium

Administrative Fee (Fixed fee)*

$1.90 per week

Administration Fee (percentage)*

0.565% p.a.

Indirect Cost Ratio

Est at 0.83% p.a

†. Target allocation is a strategic benchmark only. Actual allocations may vary within the described ranges
* The fixed Administration Fee will be indexed annually in line with Consumer Price Index each July. Note: all fees are inclusive of Goods and services tax & Reduced income tax credit.
portfolio_Conservative

Crescent Wealth Balanced

Description

Invests in a mix of growth and defensive assets including Australian and International Shares, Global REITS (including Australian), Property, Islamic Cash and Fixed Income and Alternative Assets. This Investment Option is intended to be suitable for investors seeking a balance of income and capital growth with the emphasis on long term capital growth.

Investment Objective

To achieve an average net return after tax and investment costs equal to or better than inflation plus 3% p.a. over rolling 5 year periods and limit the frequency of a negative annual returns to 1 in 5 years.

Suggested Minimum Time Frame

Minimum 5 years

Target Allocation†

60% Growth Assets

40% Defensive Assets

Risk Level

Medium to High

Administrative Fee (Fixed fee)*

$1.90 per week

Administration Fee (percentage)*

0.565% p.a.

Indirect Cost Ratio

Est at 1.18% p.a

†. Target allocation is a strategic benchmark only. Actual allocations may vary within the described ranges
* The fixed Administration Fee will be indexed annually in line with Consumer Price Index each July. Note: all fees are inclusive of Goods and services tax & Reduced income tax credit.
portfolio_balanced

Crescent Wealth Growth

Description

Invests across all major asset classes, including Australian and International Shares,Global REITs (including Australian), Property, Islamic Cash and Fixed Income and Alternative Assets, with an emphasis on long term growth assets combined with a significant exposure to income producing asset classes. This Investment Option is intended to be suitable for investors seeking mainly capital growth and investing for the long term.

Investment Objective

To achieve an average net return after tax and investment costs equal to or better than inflation plus 4% p.a. over rolling 7 year periods and limit the frequency of a negative annual returns to 1 in 4 years.

Suggested Minimum Time Frame

Minimum 7 years

Target Allocation†

75% Growth Assets

25% Defensive Assets

Risk Level

High

Administrative Fee (Fixed fee)*

$1.90 per week

Administration Fee (percentage)*

0.565% p.a.

Indirect Cost Ratio

Est at 1.39% p.a

†. Target allocation is a strategic benchmark only. Actual allocations may vary within the described ranges
* The fixed Administration Fee will be indexed annually in line with Consumer Price Index each July. Note: all fees are inclusive of Goods and services tax & Reduced income tax credit.
portfolio_growth

No establishment fees, No withdrawal fees, No upfront contribution fees, No termination fees

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