Annual Member Meeting

The Annual Member Meeting is an opportunity for members to hear about the performance of their super fund during the previous financial year ending 30 June, the economic outlook and the funds' strategic plan.

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Crescent Wealth Superannuation Fund Annual Member Meeting 2021-2022

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Retirement Income Strategy

The Fund offers all Australians a superannuation alternative that aligns ethical and Islamic beliefs with Islamic investing. It invests in accordance with Islamic investment principles, ensuring members' retirement savings are Islamically compliant.

To assist with these decisions, please refer to Australian Government’s Financial Information Service and the Money Smart website.

To locate a Financial Planner, please refer to The Financial Planning Association of Australia website.

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Annual Reports

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Crescent Wealth Superannuation Fund  Annual Report 2022-2023

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Crescent Wealth Superannuation Fund  Annual Report 2021-2022

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Crescent Wealth Superannuation Fund Annual Report 2020-2021

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Crescent Wealth Superannuation Fund Annual Report 2019-2020

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Crescent Wealth Superannuation Fund Annual Report 2018-2019

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Crescent Wealth Superannuation Fund Annual Report 2017-2018

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Crescent Wealth Superannuation Fund Annual Report 2016-2017

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Crescent Wealth Superannuation Fund Annual Report 2015-2016

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Crescent Wealth Superannuation Fund Annual Report 2014-2015

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Crescent Wealth Superannuation Fund Annual Report 2013-2014

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Crescent Wealth Superannuation Fund Annual Report 2012-2013

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Significant Event Notices

November 18, 2022
Fees & costs explained

Indirect costs

Important information about the estimated costs of Underlying Investments.

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Fees & costs

Understand the way fees and costs are described in your periodic member statements.

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September 28, 2021
Insurance premiums

Insurance premiums

Summary: Increase of insurance premiums and broadening of the Total and Permanent Disablement cover definition, effective from 1 October 2021.

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February 28, 2020
Insurance premiums

Insurance premiums

Summary: Increase of insurance premiums and changes to insurance policy terms and conditions due to regulatory reform, effective from 1 April 2020.

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February 1, 2020
Insurance fee

Insurance fee

Summary: Increase to the percentage-based administration fee, effective from 1 February 2020.

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May 29, 2019
Significant event notice

Significant event notice

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October 23, 2018
Changes to fees

Changes to fees

Equity Trustees Superannuation Limited, as Trustee for the Crescent Wealth Superannuation Fund (the Fund), has approved changes to the fees and costs for the Fund. The Fund promoter, Crescent Wealth Funds Management (Aust) Ltd, has negotiated reduced Investment costs for each investment option (see Indirect Cost Ratios below) with its new investment advisers, however, there will be an increase in the Account-keeping fee.

The Fund will implement the changes on 25 November 2018. The following table reflects the changes.

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*This amount is an estimate and may vary from time to time.

Note: For definitions of the fees and costs in the table above and more information about other fees and costs that may apply (including advice fees for personal advice, insurance fees and the Family Law fee please refer to the Crescent Wealth Superannuation Fund.

February 8, 2018
Important Update to Member Experience

Important Update to Member Experience

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December 21, 2017
Fee Disclosure

Fee Disclosure

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September 28, 2017
Fee Disclosure

Fee Disclosure

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September 15, 2016
ADA letter

ADA letter

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February 26, 2016
Operational Risk Reserve

Operational Risk Reserve

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October 6, 2014
Premium Rate Increase due to Stamp Duty

Premium Rate Increase due to Stamp Duty

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Governing Documents

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Crescent Wealth Super Fund
Trust Deed

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Crescent Wealth Super Fund
Trust Deed Amendment

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Deed of Retirement & Appointment
Executed by ETSL

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Material Service Providers

Crescent Wealth Register of Material Service Providers

Service Provider Australian Business Number (ABN)
Services / Functions
Crescent Wealth Funds Management (Aust) Limited 32 144 560 172 Trustee of investment trusts forming the investment options. Promotion, Administration, Risk Management, & Compliance.
Ernst & Young 75 288 172 749 External Audit Services
Mercer Outsourcing (Australia) Pty Ltd 83 068 908 912 Super Administration
(inc. Client Services Centre)
TAL Life Limited 70 050 109 450 Insurance
National Australia Bank Limited 12 004 044 937 Custody Services & Investment Administration
Mercer Investments (Australia) Limited 66 008 612 397 Asset Consultant

 

Financial Statements

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Crescent Wealth Superannuation Fund Financial Statement 2022-2023

Coming Soon

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Crescent Wealth Superannuation Fund Financial Statement 2021-2022

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Crescent Wealth Superannuation Fund Financial Statement 2020-2021

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Crescent Wealth Superannuation Fund Financial Statement 2019-2020

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Crescent Wealth Superannuation Fund Financial Statement 2018-2019

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CW-icon-downloadCrescent Wealth Superannuation Fund Financial Statement 2017-2018

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Portfolio Holdings Disclosure

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Crescent Wealth Superannuation Fund Portfolio Holdings Disclosure

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This information is factual and does not consider your particular financial needs, circumstances or objectives. It is not suitable to be acted upon as advice. 

You should consider the appropriateness of this information in light of your circumstances and consult with a registered financial adviser before acting on this information.

 

Trustee

Equity Trustees Superannuation Limited (ABN 50 055 641 757) is the Trustee of the Crescent Wealth Superannuation Fund.

For more information about the Trustee, including board and executive remuneration, conflict management, proxy voting and other governance disclosures, please refer to the Trustee’s website and privacy policy.

 

Member Outcomes Assessment

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Crescent Wealth Superannuation Fund Member Outcomes Statement

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Code of Practice

Crescent Wealth Superannuation Fund has previously stated its intent to adopt the Insurance in Superannuation Voluntary Code of Practice (the Code). The Code had been scheduled to come into effect on 1 January 2022. Since the development of the Code, the majority of the requirements have been overtaken by legislative and regulatory reforms. In addition, many of the elements of the Code have already been implemented by Crescent Wealth Superannuation Fund to improve member experience.

On the 30th of June, the Code Owners announced that the Code would no longer be required to be implemented in its current form.  It will instead be replaced by two guidance documents focussing on Claims Handling and Vulnerable Consumers

The Code Owners have jointly developed these documents, and Crescent Wealth Superannuation Fund will consider this guidance in our interactions with members.

The Trustee is committed to continuing the principles of the Code and will continue to implement many of the requirements to improve its members’ experience.

Note: The Code Owners are the Association of Superannuation Funds of Australia (ASFA), the Australian Institute of Superannuation Trustees (AIST) and the Financial Services Council (FSC).