Super Investment Option

Balanced

An investment option for members seeking the ability to balance income and long term capital growth.

CW-Balanced1092023
Description Invests across all asset classes, including Australian and International Equities, Listed Real Assets, Alternative Assets, Islamic Cash and Islamic Fixed Income. This option is intended for members seeking a lower cost investment option with a balance of income and capital growth, with the emphasis on long-term capital growth.
Investment objective To achieve an average net return (after investment fees and tax) equal to or better than inflation plus 2.5% p.a. over rolling 5-year periods and limit the frequency of negative annual returns to 1 in 5 years.
Suggested minimum timeframe Minimum 5 years
Target allocation 1 72% Growth Assets
28% Defensive Assets
Risk level High
Administrative fee (fixed fee) 2 $1.90 per week
Administration fee (percentage) 2 0.45% p.a.
Investment fees and costs (estimates only) 3 0.84% of assets p.a.
Transaction costs (estimates only) 0.02% of assets p.a.
1 Target allocation is a strategic benchmark only. Actual allocations may vary within the described ranges.
2 The fixed Administration Fee will be indexed annually in line with Consumer Price Index each July. Note: all fees are inclusive of Goods and services tax & Reduced income tax credit.
3 Investment fees and costs shown here are forward-looking estimates applicable from the date of preparation of this PDS and do not include performance fees as performance fees are not applicable. For the year ending 30 June 2022, investment fees and costs were: Conservative 1.66%, Growth 2.01%, Balanced 1.91% and Balanced Global 1.51%. Refer to the ‘Additional Explanation of Fees and Costs’ in the Crescent Wealth Super Additional Information Booklet.

Browse our Islamic investment options

CG-138A1091

Growth

For members seeking long-term growth assets combined with income-producing asset classes.

Growth
CG-138A5731

Conservative

For members seeking a higher level of income investing for the medium term.

CG-138A6903

Balanced

For members seeking a lower cost option, balancing income and long-term capital growth.

CG-138A2191

Balanced Global

For members seeking a higher level of exposure to passive investments.

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Update

Crescent Wealth Super Annual Performance Test Failure

On 30 August 2023, APRA notified the Trustee of Crescent Wealth Superannuation Fund that three of its products had failed the annual performance test.

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On 30 August 2023, APRA notified the Trustee of Crescent Wealth Superannuation Fund that three of its products had failed the annual performance test.